iscover 
The broker channel now accounts for around 75 per cent of the low-deposit lender’s settlements, up from about 20 per cent last year, following its move to join the lender panel of aggregator Loan Market Group (LMG) in August 2025.
Earlier in the year, Sucasa co-founder and CEO Mario Emmanuel told Broker Daily that engaging brokers had “always been a priority” since its inception in 2022.
The lender said strong broker feedback has since prompted it to accelerate onboarding with more aggregators, as demand builds for alternative solutions for deposit-constrained borrowers.
Sucasa said the rapid take-up reflects growing broker demand for products that help clients struggling to save for a deposit.
“We’ve seen incredible support from brokers after launching with one of Australia’s largest aggregators last year,” said co-founder Adam Trouncer.
“Brokers are impressed with Sucasa’s ability to increase purchasing power for deposit-constrained borrowers. Our products not only help them deliver better outcomes for existing clients, but also attract new clients where no options previously existed.”
Filling the gap
Positioning itself as an alternative for borrowers who fall outside traditional lending and government-backed schemes, Sucasa offers home loans up to 98 per cent, without requiring borrowers to pay lenders mortgage insurance (LMI).
While low-deposit lending is typically associated with first home buyers, around 70 per cent of Sucasa’s customers are not first-time buyers, and many are still renting.
Although some in this cohort already own property, many are struggling to upgrade as the price gap between units and houses widens.
Nationally, the gap between median unit and house prices has expanded to 44 per cent, with Sydney’s median house price sitting at around $1.7 million compared with roughly $900,000 for a unit. Similar trends have emerged across other capital cities, leaving many buyers renting while attempting to rebuild a deposit.
“Many Australians are doing everything right, earning solid incomes, saving consistently, and building careers, yet they are excluded from both government schemes and traditional lending,” said co-founder Emmanuel.
“If you don’t have access to the Bank of Mum and Dad, the system becomes incredibly difficult to navigate.”
It is with these buyers that Sucasa aims to connect.
The lender said there is a growing market of so-called upsizers, borrowers who may have entered the market through apartment purchases and are now seeking to buy houses.
With brokers playing a central role in reaching these borrowers, Sucasa said it is well-advanced in onboarding with other major aggregators this quarter, expanding broker access to its products.
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