Rates, regulation, and why the property market isn’t slowing down

The conversation covers expectations around the first RBA decision for 2026, sharp increases in fixed rates across the major banks, and why strong buyer and investor demand is persisting despite higher borrowing costs. The trio also explore ongoing housing supply shortages, rising prices across multiple capital cities, and what this means for first home buyers, investors, and renters.

The episode dives into key lending developments, including AMP’s return to SMSF lending, growing reliance on non-bank lenders, and new APRA debt-to-income guidance – what it means in practice and why it may not be the immediate constraint many borrowers fear.

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