borrowing

The recent changes to CBA’s HECS-HELP debt serviceability are for a niche type of borrower. However, the benefits have proven substantial.

Some Australians borrow more to “keep up with the Joneses” but not for houses, latest data has revealed.

Mortgage and finance brokers have warned that the newly announced CGT and negative gearing changes are tightening the screws on borrowing capacity.

Dreams of owning a property may have been dashed due to high rates and serviceability buffers squeezing borrowing power, a Domain report says.

Business owners are becoming more conservative with borrowing after recent data highlighted challenges are persistent.

New data from digital non-bank lender OnDeck indicates that SME activity is returning to growth, with figures showing a rise in borrowing for expansion rather than short-term survival.

Commercial brokers expect strong borrowing demand from Australia’s healthcare, financial, and professional services sectors in the coming months, while outlooks for trade-related industries ...

Lenders are adjusting policy settings in ways that could quietly increase borrowing capacity for some borrowers, as they look to remain competitive amid changing regulatory settings.

With interest rates now falling, your borrowing power is at last on the rise again. Yet there are plenty of ways to maximise your creditworthiness that are fully within your control.

With the stage 3 tax cuts soon to come into effect, Aussie Home Loans has revealed new research analysing its potential effect on borrowing capacity.

Investor borrowing has reached record highs in the December 2025 quarter.

People can’t pay the same prices for properties now as borrowing capacities become a bigger problem, a PropTrack executive has explained.

Brokers have been warned that Payday Superannuation reforms could reduce SME borrowing power by as much as 15 per cent.

New data has indicated that borrowing activity among Australian small businesses eased toward the end of the calendar year, as uncertainty around inflation and interest rates continued to ...

Self-employed Australians and small businesses are growing increasingly concerned about the impact of the federal budget’s proposed tax changes, according to a national survey of brokers