Analysis

Mortgage management models, monoline offerings and white label lending are making a return in a big way.

Increased regulation is a global phenomenon and a consequence of the financial crisis. But how much is too much? Could lending curbs stifle growth and create an even bigger problem?

The Bank of England has confirmed that its own version of APRA lending curbs will become a “structural feature” of the British housing market, which raises the question: are APRA’s lending ...

The 2017 federal budget included a raft of measures to improve housing affordability. But will any of these measures actually improve the situation?

In the past week, the industry has seen a flurry of mortgage rate increases from big banks and non-major lenders alike. So, what does this mean for investor lending and for the nation’s ...

The RBA was the first to sound the alarm on property investors. Now it worries what might happen if they actually go away.

Over the last 12 months pricing and policy changes continued to disrupt the Australian mortgage market. We review how the market was impacted by tighter credit for investors, non-residents, ...

At a warehouse in Walsh Bay on Monday night a diverse group of start-ups, fintechs, angel investors and mortgage lenders gathered to discuss the future of financial services.

By all accounts, the prudential regulator has been happy with the impact of its 2014 lending curbs. But a number of recent announcements suggest a further crackdown could be on its way.

Anyone who has a home loan with one of the big four banks (8 in 10 mortgage holders) will no doubt be miffed about missing out on the RBA’s full 25 basis point cut.

A closer look at the big bank’s latest beneficiary signals a growing appetite for innovative lending platforms.

The FBAA's Peter White recently announced that he will be travelling overseas to gain a deeper understanding of how different mortgage markets operate. We reveal a few things everyone should ...

Fintech businesses have descended on the mortgage market in recent months, eager to establish themselves as legitimate distribution channels. But are banks and brokers ready to embrace new ...

The 2016 federal budget has been met with mixed reviews. However, it was generally good news for business owners in the mortgage and real estate industries.

The RBA has warned that a fall in Chinese demand for Australian property could have serious consequences for local lenders. New figures suggest the slowdown has already begun.

It’s easy to think we’re the only ones being subjected to lending curbs. But APRA’s crackdown must be viewed in a global context.

NAB shareholders will no doubt be pleased with the group’s decision to offload its UK assets, but a closer look at Clydesdale provides vital insights into a broker-focused mortgage strategy

A listed online real estate group, which boasts James Packer as one of its largest shareholders, has announced a major partnership as it looks to enter the home loan market.

The failure of Bankwest’s former owner HBOS provides important lessons for the future of banking and financial services regulation.

A flurry of personal lending news over the past few weeks begs for a closer look at where these small loans sit in the big scheme of things.