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iscover Analysis
17 October 2024
The landscape of Australian inflation has been persistent trouble for consumers as the cost of living soars and many wages are unable to grow in line with it.
3 June 2022
The results of Momentum Intelligence’s 2022 Third-Party Lending survey of residential mortgage brokers have been released, revealing which lenders are the best-performing in the third-party ...
22 December 2021
ANALYSIS: The Bank of England became one of the first major economies to increase rates since the pandemic first hit, but will Australia do the same?
25 November 2020
The director of private commercial lender Semper, Andrew Way, reveals there has been a noticeable increase in applications for residual stock loans during the third quarter and why he sees ...
3 June 2019
The ratings agency has outlined its new methodology for analysing reverse mortgage risks.
15 May 2019
The average property investor pays hundreds and thousands of dollars in taxes under existing arrangements, with the burden set to “blow out even further” if Labor is elected to government, ...
20 July 2018
A new study from the Reserve Bank of New Zealand (RBNZ) seeks to demonstrate how applying limits to loan-to-value ratios (LVR) helped de-risk the nation’s mortgage market.
19 July 2018
With Westpac and its subsidiaries bowing out of the SMSF lending space, the future of this niche offering is uncertain.
25 June 2018
CBA’s decision to offload its wealth business should come as no surprise to anyone. Running a “simple” outfit has now become the chief strategy for three of the four biggest banks in the ...
20 June 2018
Too much red tape in the mortgage industry can actually leave consumers in a worse position, as some markets are starting to discover.
4 June 2018
Not too long ago, Australia’s big banks were asked by a parliamentary inquiry when they planned to introduce tracker mortgages. A quick look at the troubled Irish market will show ...
18 May 2018
About 73 per cent of Australia’s exports go to Asia. China is our biggest export partner. But with fresh doubts cast over US-China trade negotiations, what could a knock to China’s growth do ...
11 May 2018
A mortgage crackdown in the former British colony is creating serious consequences for borrowers and led to the emergence of a new breed of lender.
9 May 2018
Every year, the federal budget whips journos into a ritualistic frenzy of anticipation that I still find odd. This year’s edition proved to be pretty dull reading.
26 March 2018
Under the leadership of CEO Shayne Elliott, ANZ is eager to transform itself into a smaller, simpler and more technologically savvy organisation.
14 March 2018
The royal commission has heard how a major bank pays its introducers up to 60 basis points commission for referring mortgage customers.
29 January 2018
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market.
21 December 2017
Two major non-bank lenders have been acquired by American firms this year and rumours are swirling that more takeovers are on the horizon.
27 November 2017
Details of the proposed merger between an ADI and a major aggregator suggest that an innovative home loan offering is on the cards.
9 November 2017
Mortgage management models, monoline offerings and white label lending are making a return in a big way.