Analysis

It’s been a tumultuous month for Australia’s big four banks.

Low rates are squeezing margins across the industry, leading to an increase in M&A activity as smaller lenders struggle to survive.

Weak confidence has been a recurring theme among Australian banks this reporting season.

APRA’s plans to rebalance the mortgage market are likely to involve costlier mortgages for property investors.

The Bank of China’s entry into the third-party space is just the tip of the iceberg.

With the Financial System Inquiry’s final report due next month, Mortgage Business considers the possible outcomes for the mortgage industry.

Macquarie had plenty of work to do when it re-entered the third-party space in 2011.

There are sensitive, but critical questions to be asked at this point in time regarding the viability of the current remuneration structure for mortgage brokers.

The Actuaries Institute has highlighted key issues with home equity release products in its second submission to the Murray Inquiry.

When CBA announced last month that it had cut its five-year fixed rate home loan to 4.99 per cent, NAB and Westpac quickly followed suit.

NAB’s shock announcement last week of a major rebranding and the reintroduction of first-year trail commissions marks a significant milestone for the lender.

Bloomberg has partnered with Perpetual to offer investors a 'deep-dive' analysis of Australian residential mortgage-backed securities (RMBS).