From APRA’s regulatory movements, the surprising importance of property managers, and the strategic shifts for brokers under the microscope, the trio reflect on the complexities of the Australian lending market and the growing demand for specialised expertise.
The hosts dive into the standout revelations from the discussion – including Whitlock’s rapid, high-yield Melbourne property purchase – and the wake-up call for investors on the critical advisory role of property managers, often perceived as just handling mundane tasks.
They also take a look at the APRA decision to cap DTI ratios, why this might be a boon for non-bank lenders, and the challenging scenario where the CBA is excluding brokers from its Help to Buy scheme, hinting at a wider strategy by major banks.
The episode rounds out with a look at the evolving nature of mortgage broking – from technology driving automation of simple deals to the necessity for brokers to focus on complex, niche markets where their strategic advice remains invaluable.
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