Analysis

Two major non-bank lenders have been acquired by American firms this year and rumours are swirling that more takeovers are on the horizon.

In the past week, the industry has seen a flurry of mortgage rate increases from big banks and non-major lenders alike. So, what does this mean for investor lending and for the nation’s ...

It’s been a tumultuous month for Australia’s big four banks.

When CBA announced last month that it had cut its five-year fixed rate home loan to 4.99 per cent, NAB and Westpac quickly followed suit.

Under the leadership of CEO Shayne Elliott, ANZ is eager to transform itself into a smaller, simpler and more technologically savvy organisation.

The RBA has warned that a fall in Chinese demand for Australian property could have serious consequences for local lenders. New figures suggest the slowdown has already begun.

Increased regulation is a global phenomenon and a consequence of the financial crisis. But how much is too much? Could lending curbs stifle growth and create an even bigger problem?

Details of the proposed merger between an ADI and a major aggregator suggest that an innovative home loan offering is on the cards.

Every year, the federal budget whips journos into a ritualistic frenzy of anticipation that I still find odd. This year’s edition proved to be pretty dull reading.

Over the last 12 months pricing and policy changes continued to disrupt the Australian mortgage market. We review how the market was impacted by tighter credit for investors, non-residents, ...

A new study from the Reserve Bank of New Zealand (RBNZ) seeks to demonstrate how applying limits to loan-to-value ratios (LVR) helped de-risk the nation’s mortgage market.

About 73 per cent of Australia’s exports go to Asia. China is our biggest export partner. But with fresh doubts cast over US-China trade negotiations, what could a knock to China’s growth do ...

The royal commission has heard how a major bank pays its introducers up to 60 basis points commission for referring mortgage customers.

By all accounts, the prudential regulator has been happy with the impact of its 2014 lending curbs. But a number of recent announcements suggest a further crackdown could be on its way.

With Westpac and its subsidiaries bowing out of the SMSF lending space, the future of this niche offering is uncertain.

Fintech businesses have descended on the mortgage market in recent months, eager to establish themselves as legitimate distribution channels. But are banks and brokers ready to embrace new ...

Weak confidence has been a recurring theme among Australian banks this reporting season.

It’s easy to think we’re the only ones being subjected to lending curbs. But APRA’s crackdown must be viewed in a global context.

The Bank of England has confirmed that its own version of APRA lending curbs will become a “structural feature” of the British housing market, which raises the question: are APRA’s lending ...

Not too long ago, Australia’s big banks were asked by a parliamentary inquiry when they planned to introduce tracker mortgages. A quick look at the troubled Irish market will show ...