Charbel Kadib

AUTHOR | No. of articles: 1048

Charbel Kadib is the news editor on the mortgages titles at Momentum Media. Before joining the team in 2017, Charbel completed internships with public relations agency Fifty Acres, and the Department of Communications and the Arts. You can email Charbel on: [email protected]

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The Treasury

Innovation

APRA ‘slow to embrace’ pro-competitive innovation

19 July 2019 • Hits: 1360

The prudential regulator’s “risk-averse” approach has inhibited financial services firms from innovating and adopt...Read More

For sale sign

Lender

Mortgage commitments rising despite slip in home ownership

18 July 2019 • Hits: 1235

An increasing number of Australians are tied to a mortgage, despite a fall in the home ownership rate, new ABS data has ...Read More

Macquarie building

Lender

Non-majors lower rate floors, undercut majors

17 July 2019 • Hits: 4725

Two non-major banks have reduced their interest rate floors for home loan serviceability assessments, following moves fr...Read More

RBA

Economy

RBA banks on double-pronged mortgage boost

17 July 2019 • Hits: 1697

The central bank is confident that its recent cuts to the cash rate, along with APRA’s changes to loan assessment requ...Read More

Big four bank updates home lending policy

Lender

Big four bank updates home lending policy

15 July 2019 • Hits: 3525

A major bank has revised its interest rate floor and buffer in response to APRA’s recent regulatory amendments. ...Read More

Aerial shot of suburbs

Economy

‘Meaningful’ housing recovery still a ‘way off’

15 July 2019 • Hits: 1798

House price growth is expected to be “muted” for some time, with “high levels of supply” and continued credit ti...Read More

Major bank lowers serviceability floor

Economy

Major bank lowers serviceability floor

12 July 2019 • Hits: 5142

A big four bank has updated its home loan serviceability assessment policy in response to APRA’s regulatory amendments...Read More

ASIC

Lender

ASIC insists it won’t toughen lending guidance

11 July 2019 • Hits: 1707

The corporate regulator has stressed that it will not be “increasing requirements” as part of an update to its respo...Read More

Michael Lawrence

Economy

COBA rejects APRA’s rate buffer increase

11 July 2019 • Hits: 2729

An increase to the interest rate buffer could push borrowers into the non-bank space and “unnecessarily” restrict ac...Read More

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