Lender

Home loan price war hits CBA’s margins
18 November 2021
Home loan price war hits CBA’s margins

The big four bank has recorded a “considerably lower” net interest margin in the last quarter, despite gaining $10.1 billion in new home loans.

Digital lenders indicate mortgage industry blind spots
17 November 2021
Digital lenders indicate mortgage industry blind spots

A neobank and two fintech lenders have pointed to problem areas in the home loan process, which they believe are holding the industry back.

Lender announces significant rate cut
16 November 2021
Lender announces significant rate cut

Promoted by Capital Bridging Finance. With fixed-rates home loans on the rise, one lender is bucking the trend with a 25-basis point reduction.

APRA mulls capital buffer in lender intervention mix
16 November 2021
APRA mulls capital buffer in lender intervention mix

The prudential cop has proposed the use of a new capital buffer for the banks, to add to its clampdown on risky lending.

LATEST PODCAST: Borrowers and affordability worries
15 November 2021
LATEST PODCAST: Borrowers and affordability worries

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market.

ANZ confirms fixed rate increase
15 November 2021
ANZ confirms fixed rate increase

The lender has become the latest big four bank to increase its fixed interest rates.

HomeStart nabs BOQ retail CRO
15 November 2021
HomeStart nabs BOQ retail CRO

HomeStart has recruited a Bank of Queensland executive to become its new chief risk officer.

APRA runs through lending control toolkit
12 November 2021
APRA runs through lending control toolkit

The prudential regulator has outlined the next intervening steps it could take, as housing prices and debt levels continue to climb.

Non-bank’s latest RMBS to ‘optimise’ funding
12 November 2021
Non-bank’s latest RMBS to ‘optimise’ funding

Pepper Money has priced a $750 million RMBS, which aims to “optimise the funding of its Australian mortgage originations”.

54% of financial institutions looking to launch instant approvals for loans
11 November 2021
54% of financial institutions looking to launch instant approvals for loans

More than half of financial businesses are planning to roll out “instant approval for loans” in the next two years, according to new research.