Opinion

Comprehensive credit reporting was introduced in Australia more than 12 months ago. With it came the opportunity for credit providers to see a more complete picture of borrowers than ever ...

When Bill Gates spoke his now oft-quoted “banking is necessary; banks are not” reference in 1994, I wonder if he knew exactly how right his quote would prove to be?

Courtesy of the number crunchers at the Australian Bureau of Statistics, Australia’s employed persons total 11.6 million.

The day was coming, and has now arrived.

Running a small business has many challenges, but with sound business planning, good risk management, an understanding of your market and great staff, your chance of success becomes ...

Recent analysis of Interim Finance’s portfolio has revealed a 220 per cent increase in construction loans from the previous financial year. This significant jump can be attributed to a ...

While the FSI panel raised concerns about the systemic risks of having leverage within superannuation, the government may be approachable to address specific ways to improve the use of ...

If you haven’t read through the Financial System Inquiry’s final report released in November last year, you should try to find time to do so.

I’m a big fan of non-bank lenders – and I’m sure more people would use them if they understood just how superior they are to banks.

When I noticed a thread proclaiming the death knell for brokers in Australia as peer-to-peer lands, I thought I should give brokers some words of encouragement.

It’s no secret that Australia’s housing markets have reactivated over the past two years following a period of subdued buyer activity.

Over the past 12 months it has become more evident than ever to me that no matter how cheap pricing might be and no matter what perks are offered, if a lender or broker cannot provide a ...

An in-depth look at the Financial System Inquiry's (FSI's) recommendations on borrowing in super, and what that could potentially mean for SMSF trustees in the months to come.

If I was asked what the single most influential element that defines the success of a loan application was, the answer undoubtedly would be the valuation.

I was fortunate enough when starting out as a mortgage broker back in October 2005 that my mentor was a mortgage originator and broker whose sole focus and training was for a non-bank ...

A petition calling for tighter rules on foreign ownership of Australian property has garnered more than 26,000 signatures.

The Inquiry has been far reaching, with a strong emphasis on improving consumer outcomes.

Australian September quarter GDP rose 0.3 per cent quarter on quarter, or 2.7 per cent year on year.

The boom and bust mentality of property cycles have evolved into a 'new normal'. It used to be a 'typical' property cycle was seven to eight years but our research shows that it has dropped ...

Try as they might, the economists and pundits representing the APRA funds and large fund managers cannot prove that borrowing by SMSFs is a problem.