Opinion

Even with interest rates tipped to keep dropping, the one thing that often hurts investors the most is a lack of serviceability.

We hear it all the time… “I wish I’d started sooner.” “I should have bought back in the early 2000s.” “I’ve missed the boat, haven’t I?” If you’re in your 40s, 50s, or beyond, it’s easy to ...

The clock has reset, ladies and gentlemen. The books have now closed on the financial year 2025 and I’m feeling an electric sense of possibility in the air.

Once upon a time, trust was built face to face. Brokers met clients over coffee, shaking hands, and talking about their financial future. Today? Trust is built online.

From fraud detection and credit scoring to personalised financial advice, AI is transforming the banking and services industry. Richard Valente, executive vice president CX strategy at TP in ...

With interest rates now falling, your borrowing power is at last on the rise again. Yet there are plenty of ways to maximise your creditworthiness that are fully within your control.

In Australia’s property market, investing feels like a sure thing. But finding the right property and approach is essential.

There’s a common myth in property circles – and if you’ve ever spent time in a Facebook group or watched a finfluencer pitch a get-rich-quick scheme, you’ve definitely heard it: you need to ...

Let me tell you about a deal that died at the finish line. (This is fictional but based on countless true stories.)

This week saw another cash rate cut of 25 bps, which many lenders had already anticipated amid the heightened competitive landscape, leading them to start cutting interest rates last week in ...

If there’s one thing I’ve learned over the years, it’s that most people overestimate what they need to be happy and that can lead them down a path of unnecessary financial risk.

In the wake of the COVID-19 era, the Australian Taxation Office (ATO) adopted a lenient stance toward small businesses with GST, PAYG tax, and income tax obligations. However, this period of ...

As we approach the EOFY, brokers are entering a critical window of opportunity, particularly when it comes to supporting small-business clients. This period is marked not only by tax ...

It’s fair to say Australians have an obsession with property. It’s often considered a rite of passage to buy our own home. And once we have secured the property, the next common goal is to ...

In Australia, home ownership is a cornerstone of the “Great Australian Dream”. However, many home owners may be paying more than necessary on their mortgages, unaware of the significant ...