Here’s what Mortgage Business Podcast Network listeners were enjoying this year.

Not yet subscribed? You can subscribe to our podcast channel via any device, here.

1. What the year has in store

Right at the beginning of the year, we were coming off a property boom high,  and we were speculating what the year 2022 would have in store for us. 

Tune in to see whether we were on the money or not!

In this episode, from January 2022, we discuss:

• What’s on the horizon for interest rates and property demand
• Is financial services law overly complicated?
• Annie’s COVID-19 experience

2. Super reforms for home buyers

After the government snuck in super changes for housing, we took a look at what the changes mean for home buyers and what RBA governor Philip Lowe had to say about housing supply.

Tune in to learn more about: 

• Parliamentary discussions on housing supply
• Superannuation changes that affect first home buyers and property downsizers
• AMP launching a digital home loan offering 

3. New lenders and leaders

In February, we were unpacking the ongoing challenges around housing affordability (and how disruptors such as OwnHome are looking to overcome it), two mortgage managers launching new non-bank lending brands, and the key appointment changes making headlines.

In this episode, we discuss: 

• Solutions to the affordability problem
• Westpac’s restructure
• AMP Bank’s new head of lending operations

4. Election 2022: ALP returns

In May, the Labor party had won the popular vote, eventually securing more seats than the Coalition for the first time since 2007.

In this episode, we took a look at: 

• The preliminary results of the federal election
• What Anthony Albanese has promised to address housing affordability
• What the mortgage industry wanted from the election

5. Spotlight: What open banking means for the mortgage industry

Open banking and the consumer data right have been in effect in Australia for years, but only starting to feed through into mortgages now. 

In this Spotlight episode, partnered by NextGen, we chat with NextGen’s head of broker partnerships, Renee Blethyn, to discuss:

• The benefits the regime provides to borrowers, brokers and lenders
• How the “trusted adviser” rules work in practice
• What’s next for open banking in Australia 

6. Broker remuneration review dumped

After the federal government announced it decided to drop its review of broker remuneration, we unpack how and why that happened, the findings of the Housing Affordability Inquiry, and the sale of La Trobe Financial.

In this episode, we discuss:

• Why remuneration won’t be a federal election issue anymore
• Should super be used as mortgage security?
• New acquisitions in the lending space

7. MORTGAGE AND FINANCE LEADER: How and why the Morrison government changed its mind on broker commissions

In this exclusive interview with shadow financial services minister and former assistant treasurer, Stuart Robert MP, we learn what the Morrison government really thought about the banking royal commission’s broker remuneration recommendations.

The former assistant treasurer reveals why the government was “uncomfortable” with brokers being included in the banking royal commission, and its reasons for scrapping its “action” on broker remuneration.

Tune in to find out:

• How Treasury reacted to the recommendations on broker remuneration
• How the broking community engaged with the Coalition government
• Why he thinks brokers are an asset to borrowers

8. How high will they go?

After the Labor government released its first budget since regaining power, we reviewed some of the policies in the budget that impact mortgages, as well as forecast what the RBA would do with rates following the October meeting.

This episode covers off:

• Labor’s first budget in nearly 10 years
• The impact house prices are having on inflation
• What the RBA is expected to do on Cup Day

9. Stamp duty v property tax

In June, following the first rate rises, we took a look at the dwindling auction market, NSW’s annual property tax, and the dramatic turn of events following the Humm-Latitude deal collapse.

In this episode, we discuss:

• How far will house prices fall before the year’s end?
• The regional areas proving popular with homebuyers
• NSW’s stamp duty versus property tax option

10. ANZ closes in on Suncorp deal

Lots of listeners tuned in to hear about ANZ’s move to purchase Suncorp Bank — and what it would mean for its mortgage book.

This episode takes a look at:

• WA’s home loan pilot for apartment purchases
• ANZ’s purchase of Suncorp Bank
• Labor confirms support for RLOs