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Rate Money revealed the milestone during its annual franchisee conference and underscores the lender’s commitment to “transforming the mortgage industry” for self-employed Australians.
CEO Ryan Gair commented that Rate Money has continued to evolve and improve its products and business to better cater to brokers, customers, and franchisees.
“To strengthen our franchise network, we’ve expanded our training team and introduced hands-on programs to equip franchisees with the tools for success. Additionally, we’ve reinforced compliance and customer service teams to uphold industry-leading standards,” Gair said.
“On the operational front, we’ve launched a more efficient CRM system to streamline processes, reduce administrative work and improve communication.
“A renewed focus on local area marketing, along with a revamped website and refreshed brand identity further strengthens our place in the market. These advancements, combined with our leading home loan solutions, provides our franchisees with the support they need to grow.”
Founded in 2019, Rate Money has experienced rapid growth since its inception, with the lender settling $2.6 billion in loans over 2024 alone, and carries over 15,000 self-employed customers.
Gair further highlighted the lender’s other milestones over the past 12 months, including its expansion into regional NSW and three new branches in Queensland, bringing up to a total of 40 branches nationwide.
Rate Money entered Queensland’s $156 billion home loan market in September last year, with branches opening up in Aspley, Fortitude Valley, and Logan for its Sunshine State debut.
“We also introduced the Evolution Sales Program and launched an updated 12-week induction program with e-learning modules to streamline onboarding for new team members,” Gair said.
“Additionally, we appointed a Credit Capability Coach to improve training, provide stronger support, and enhance our network’s overall capabilities.
“Our $10 billion milestone shows our commitment to helping self-employed Australians.
“We’re constantly improving – enhancing our products, streamlining operations, and strengthening franchise support. We will continue investing in training, reinforcing compliance, advancing our technology, and providing stronger marketing support to help our franchisees grow and better serve their customers.
“In 2025, we’re growing even further into Queensland, NSW, and Victoria, with just 10 branches to go until we hit 50. We’re also expanding our commercial loans division as we continue making home loans more accessible for self-employed Australians.”
[RELATED: Rate Money expands into Qld's home loan market]
