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The monthly authorised deposit-taking institution (ADI) statistics released by the Australian Prudential and Regulation Authority (APRA) have shown positive growth in loan volumes for January across the big four banks.
In total, Australian banks saw a growth of $8.3 billion in loan volumes in January, reaching $2.82 trillion.
Owner-occupier loans increased by $5.6 billion, up by 0.36 per cent to $1.55 trillion, while investment loans rose by $2.8 billion, up by 0.38 per cent, reaching $732 billion.
These figures follow a December total loan volume of $2.27 trillion, with owner-occupier loans at $1.54 trillion and investment loans at $729.4 billion.
ANZ records strong month
ANZ reported the second-strongest rise in its total loans, increasing by $1.23 billion to $310.03 billion in January, a 0.4 per cent growth.
Owner-occupier loans rose by $847 million to $206.63 billion, up by 0.41 per cent, while investment loans increased by $380 million, reaching $103.4 billion, a 0.37 per cent rise, following the December figures of $308.8 billion in total loans, $205.8 billion in owner-occupier loans, and $103 billion in investment loans.
CBA takes top spot in overall loan growth
Commonwealth Bank of Australia (CBA) saw an increase of $1.77 billion in total loans for January, bringing the total to $579.02 billion, a 0.31 per cent rise.
Owner-occupier loans grew by $895 million, reaching $383.09 billion, up by 0.23 per cent, while investment loans saw a stronger increase, rising by $877 million to $195.94 billion, up by 0.45 per cent.
CBA’s December total loans stood at $577.25 billion, with owner-occupier loans at $382.19 billion and investment loans at $195.06 billion.
NAB trails behind its competitors
National Australia Bank (NAB) reported an $888 million rise in total loans in January, bringing its portfolio to $326.5 billion, an increase of 0.27 per cent.
Owner-occupier loans were up by $687 million to $216.52 billion, a 0.32 per cent rise, while investment loans saw a $201 million increase, totalling $109.98 billion, a 0.32 per cent growth.
In December, NAB’s total loans were $325.62 billion, with owner-occupier loans at $215.83 billion and investment loans at $109.78 billion.
Westpac sees moderate growth
Westpac also recorded a modest increase in total loans, up by $1.1 billion to $482.87 billion, a 0.23 per cent rise.
Owner-occupier loans grew by $736 million to $320.32 billion, up by 0.23 per cent, while investment loans rose by $360 million, totalling $162.55 billion, a 0.22 per cent increase.
Westpac’s December total loans were $481.78 billion, with owner-occupier loans at $319.59 billion and investment loans at $162.19 billion.
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