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Bluestone has revealed it will be waiving the 0.30 per cent per annum investor loading fee for a limited time.
Eligible investor loan applications settled within 90 days will be included in the offer, excluding SMSF loans.
Supporting the crucial investor market was a key contributor to announcing this campaign, said Bluestone’s chief commercial officer Tony MacRae.
Since the Reserve Bank announced its first cash rate cut in four years back in February, Bluestone has seen an uptick in investor activity.
However, investor scrutiny is also on the rise, with the cohort being labelled a “scapegoat” for the housing crisis. This latest offering from Bluestone will provide some support to keep investment activity up across Australia.
“The offer is designed to support the all-important investor market continue to grow and all eligible customers have access to create wealth no matter what their circumstances,” said MacRae.
“Investors are navigating rising costs and shifting market conditions. By waiving the investor loading, we’re helping them move forward with a more cost-effective lending solution.
“We have seen a pick-up in activity post the RBA’s recent rate announcement and with further rate decreases expected later in the year we would expect a strong second half in both investor and owner-occupied sectors.”
MacRae urged brokers to take advantage of the limited time offer: “Brokers tell us their investor clients want lenders who truly understand their needs and deliver real value. This is another way Bluestone is backing brokers and their clients with practical, competitive solutions.
“We’ve always focused on making lending more accessible and tailored to real-world financial scenarios. This waiver is just another way we’re helping investors and brokers succeed in 2025.”
The added scrutiny investors face through regulation was described as a “double-edged sword” by investment strategist Todd Polke.
“We need investors,” he said, but many are becoming disillusioned through the added regulatory burden.
It’s not just the government that is cracking down. Eva Loisance, head of broker at Finni Mortgages, said that lenders are also making it tougher for investors.
“The property market has been fuelled by investors in the last few years. In order to keep the market stable and manage the risks of the high level of debt, market bubble, and consumer protection, more checks were definitely needed. We saw tighter lending standards emerging, more Documents required, lower LVR on investment, Strick DTI and banks are practising more robust risk management practice as well as stress test,” Loisance said.
Offers like Bluestone’s can provide some relief for those struggling to navigate an evolving market.
