Lender

The landscape of the modern borrower is extremely diverse. With so many niche areas of operation, there is the potential for a shake-up in broker pay structures.

The portion of loans requiring lenders mortgage insurance (LMI) is around three times higher at the majors than it is at non-banks.

Shifting sentiment from lenders has resulted in a surge in the number of commercial finance settlements.

An innovative approach to lending has helped fill a gap in the market. While not for everyone, it can be a lifeline for the right type of borrower.

Bank term deposit rates are steadily declining, leaving cash investors worse off. This is reportedly leaving the rate of return “negligible”.

The role of a broker extends far beyond simply being a loan facilitator. Brokers are a trusted adviser that is sought due to expertise and the customer experience they can provide.

As we enter the financial year 2026, brokers should take the time to review past performance, reset, and prepare for the coming financial year.

The modern mortgage market has made way for hyper-vigilance from borrowers who keep tabs on rate movements more than ever before.

Bendigo Bank has announced the closure of 10 branches spread across five regional communities, carrying on the recent trend of branch closures.

The major and the non-bank have revealed changes to policy to accommodate increased demand from borrowers.