Lender

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market.

The RBA cash rate and its effect on bank rates for deposit and loan products is not an arbitrary fixture and almost never joined at the hip to the RBA cash rate.

Macquarie Bank Limited has received A credit ratings, but its parent company’s earnings are expected to remain “more volatile” than that of Australian retail banks. 

With Westpac and its subsidiaries bowing out of the SMSF lending space, the future of this niche offering is uncertain.

The major banks have denied that their treatment of agribusiness customers amounted to misconduct.

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market.

A big four bank has announced that, by the end of this month, it will no longer offer self-managed super fund loans for new consumer or business lending.

The value of total personal finance commitments fell by 4.5 per cent in May, the latest ABS data has revealed.

Outlook on the availability of credit is the lowest on record and is driving a weakness in the housing market that could “increase the economy’s vulnerability to shocks”, according to ANZ

The ratings agency has endorsed a proposal by ASIC to impose credit card lending limits designed to reduce debt risks and improve lending standards.